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Rates

View Rates Disclaimers

*APY = Annual Percentage Yield. Rates subject to change any time without notice. Fees may reduce earnings on the account.

**APY = Annual Percentage Yield. Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.

1 APR stands for Annual Percentage Rate. Rate is determined by adding a 2.00% margin to the related deposit account rate.

2 APR stands for Annual Percentage Rate. Rate is based on credit score and term.

3 APR stands for Annual Percentage Rate. Rate is based on credit score and term. 72 month term available for vehicles 6 years old and newer.

4 APR stands for Annual Percentage Rate. Rate is variable based on prime rate, plus a margin based on credit score, and can change every quarter, on the first day of the billing cycle immediately following the start of the new quarter, based on Prime Rate as posted in the Money Section of the Wall Street Journal on the first day of the quarter. Prime Rate as of 10/01/2023 was 8.50% APR. The APR is the same for cash advances and balance transfers. There is a 25-day grace period to avoid a finance charge on a purchase.

5APR stands for Annual Percentage Rate. Rate is variable based on prime rate plus a margin of 8.50%. The rate can change on the first day of every month, based on the prime rate as published in the Wall Street Journal’s Money Rate Section on the last day of each month.

6 APR stands for Annual Percentage Rate. Rate is variable tied to prime rate. The rate can change on the first day of every month, based on the prime rate as published in the Wall Street Journal’s Money Rate Section on the last day of each month.


  • Growing up my dad always told me to put my money in a place that knows you and remembers you! I have been a member for quite a few years now and I still smile every time I drive up and they say, Good morning. Donna! They never hesitate to ask If I need anything! That to me speaks volumes! Thank you, County City credit Union! You are all simply the best!
    Donna A.

In the Community

We are actively involved in supporting the growth and quality of life in our community. We support local organizations by making donations of time, talent and money. We offer support and encouragement to worthy causes.

  • Amount Donated

    $8,355

  • Hours Volunteered

    218

  • (During 2023 Calendar Year)

Membership Eligibility

You live or work in:
  • Jefferson County
  • The City of Watertown
  • The City of Whitewater; or
  • The Village of Cambridge

OR

 

You're the immediate family of an existing County-City Member:
  • Spouse
  • Parent or Step-Parent
  • Child or Step-Child
  • Grandparent
  • Grandchild
  • Sibling
  • Other relative residing in the same household