Avoid those $1 Debit Card Transaction Fees

Want to avoid the fee?  Simply push the “credit” button each time you make a purchase with your debit card!  Regardless of whether you press the “credit” or “debit” button, the transaction will post to  your checking account the same way.  The only difference is your signature will be used to authorize the transaction, instead of your PIN.

Since PIN verifications are costly to the credit union, and can typically be avoided by selecting “credit” and signing for the transaction, CCCU implemented the 8-free PIN transactions per month limit years ago.

As a community credit union, our goal is to help our members thrive.  While we don’t like charging fees, doing so is sometimes the fairest way to distribute the expense related to particular behaviors.  Help your credit union, and yourself, thrive financially by selecting “Credit” and signing.