Available: November 16 – December 16, 2016 at County-City Credit Union
Loan Details: Members of County-City Credit Union are eligible for the $500 Christmas Loan, subject to the qualification criteria below, regardless of their prior credit history. It is a nine month loan with a 12.90% Annual Percentage Rate. There is a $30 non-refundable fee for application. The monthly principal and interest payment is approximately $59. Credit life and/or disability insurance are available at an additional cost.
Qualification Criteria: To qualify for County-City Credit Union’s Christmas Loan Special, you must:
- Have been a member of CCCU for at least 6 months (must be primary member),
- Have been on your current job for at least one year,
- Have all your County-City Credit Union accounts in good standing, and
- Have made all payments from prior year Christmas Loan Special on time (not incurred late fees)
To Apply: Pick up the special Christmas Loan Application from County-City Credit Union between November 12 and December 16, 2016. Complete and return the application to the credit union along with your $30 non-refundable application fee. Loans will be processed on a first come first serve basis. Please allow at least two business days for processing.