Credit Card

County-City Credit Union created our VISA Platinum Credit Card with our members in mind; with no annual fee, no balance transfer fees, and some of the lowest rates in the market. (See benefits below)

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Remember, we NEVER CHARGE BALANCE TRANSFER FEES at County-City Credit Union, because we are not a bank… we’re better!

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County-City Credit Union VISA Platinum Credit Card Benefits

    • No annual fee
    • No balance transfer fees
    • Low variable rate
    • No over-the-limit fee
    • Free online account management via online and mobile banking
    • Ability to make same-day payments at County-City Credit Union
    • Ability to withdraw up to $300 cash per day at an ATM 


Low Variable Rate Determined by Credit Score:

Credit Score Range Interest Rate*   (effective 10-01-2023)
680 and above Prime Rate + 4.99% APR = 13.49% APR
600 to 679 Prime Rate + 5.99% APR = 14.49% APR
below 600 Prime Rate + 7.99% APR = 16.49% APR

* Rate can change quarterly, on the first day of the billing cycle immediately following the start of the new quarter, based on Prime Rate as posted in the Money Section of the Wall Street Journal on the first day of the quarter. Prime Rate as of 10/01/2023 was 8.50% APR. The APR is the same for cash advances and balance transfers. There is a 25-day grace period to avoid a finance charge on a purchase.  APR stands for Annual Percentage Rate.   Click here for current rates and additional rate information and disclosures.

Daily Card Limits:

  • Cash Advance limit: $1,000 (or your credit limit whichever is lower) This applies to credit card checks as well.
  • Number of transactions per day: Nine (9)
  • Total Dollar Limit per day: $2,000
  • ATM Cash withdrawal per day: $ 310

If these limits are not convenient for you please contact us, so that we discuss your situation. If, for example, you are going shopping for an item that will exceed the $2,000 daily limit please contact us in advance and we can increase your limit temporarily to accommodate you.

Controlling the risk of unauthorized use is a team effort.  With your help and these limits we hope to greatly reduce the risk of loss to fraud for you and our credit union. Thank you for your understanding and your support in this effort to protect our credit union.


Please follow these tips for safely using your credit union VISA card:

  • Keep your card under your control at all times. (Unfortunately, this means even at home. We have had family members use a card without authorization.)
  • Review your statements every month (or sooner) and alert us immediately to any unauthorized transactions. It is important to notify us right away at 920-674-5542 or call this number after hours: 800-754-4128.
  • Do not give your card number or personal information to anyone when YOU have not originated the phone call. (We will never call and ask you for this information because we already have it.)
  • When you charge online make sure it is a secure and reputable web site. Be careful that a ‘pop up window’ does not redirect you to another site.
  • If you lose your card please call us immediately. It is important to notify us right away at 920-674-5542 or call this number after hours: 800-754-4128.

Questions?  Contact us at or (920) 674-5542.