Deposit Rates

 

 Savings & Checking  Minimum to
Earn Rate
Rate ¹            APY ²            
 Regular Savings $25 0.03% 0.03%
 Life Savings $25 0.03% 0.03%
 Money Market:
             Balance   $ 0 – $    499.99 $n/a 0.00% 0.00%
             Balance   $500 – $ 2,499.99 $500 0.03% 0.03%
             Balance   $2,500 – $ 9,999.99 $2,500 0.05% 0.05%
             Balance   $10,000 – $ 49,999.99 $10,000 0.10% 0.10%
             Balance   $50,000 + $50,000 0.50% 0.50%
 Checking Plus $500 0.02% 0.02%
 Business Checking Plus $500 0.02% 0.02%
 IRA Deposit (Traditional, Roth, Coverdell) $n/a 0.08% 0.08%
 Club Account ³ (Christmas, Vacation) $25 0.03% 0.03%
 Mortgage Escrow $n/a 0.11% 0.11%
  – 
 Share Certificates ³ Minimum
Deposit
Rate ¹  APY ²  
 90 Day $1,000 0.60% 0.60%
 06 Month $500 1.00% 1.00%
 09 Month Special $5,000 4.50% 4.58%
 12 Month $500 1.25% 1.26%
 18 Month $500 1.30% 1.31%
 24 Month $500 1.35% 1.36%
 30 Month $500 1.40% 1.41%
 36 Month $500 1.45% 1.46%
 48 Month $500 1.50% 1.51%
 13 Month, 14 Month, 25 Month  (Retired CD Specials) $5,000 0.75% 0.75%
  – 
 IRA Certificates ³ Minimum
Deposit
Rate ¹  APY ²  
 12 Month – Traditional, Roth or Coverdell $1,000 1.20% 1.21%
 30 Month – Traditional, Roth or Coverdell $1,000 1.35% 1.36%
 48 Month – Traditional or Roth $1,000 1.45% 1.46%
14 Month   (Retired CD Special) $5,000 0.70% 0.70%

¹ Rates subject to change any time without notice, and may change after account is opened.
² APY = Annual Percentage Yield
³ Penalties apply for early withdrawal

Rates effective as of July 13, 2023