Deposit Rates

 

 Savings & Checking  Minimum to
Earn Rate
Rate ¹  APY ²  
 Regular Savings $25 0.02% 0.02%
 Life Savings $25 0.02% 0.02%
 Money Market:
             Balance   $ 0 – $    499.99 $n/a 0.00% 0.00%
             Balance   $500 – $ 2,499.99 $500 0.02% 0.02%
             Balance   $2,500 – $ 9,999.99 $2,500 0.05% 0.05%
             Balance   $10,000 + $10,000 0.10% 0.10%
 Checking Plus $500 0.01% 0.01%
 Business Checking Plus $500 0.01% 0.01%
 IRA Deposit (Traditional, Roth, Coverdell) $n/a 0.08% 0.08%
 Club Account ³ (Christmas, Vacation) $25 0.02% 0.02%
 Mortgage Escrow $n/a 0.11% 0.11%
  – 
 Share Certificates ³ Minimum
Deposit
Rate ¹  APY ²  
 90 Day $1,000 0.35% 0.35%
 06 Month $500 0.45% 0.45%
 12 Month $500 0.55% 0.55%
13 Month Special $5,000 1.50% 1.51%
 18 Month $500 0.65% 0.65%
 24 Month $500 0.80% 0.80%
25 Month Special $5,000 3.25% 3.29%
 30 Month $500 0.95% 0.95%
 36 Month $500 1.20% 1.21%
 48 Month $500 1.35% 1.36%
 14 Month  (Retired CD Special) $3,000 0.09% 0.09%
  – 
 IRA Certificates ³ Minimum
Deposit
Rate ¹  APY ²  
 12 Month – Traditional, Roth or Coverdell $1,000 0.50% 0.50%
 30 Month – Traditional, Roth or Coverdell $1,000 0.90% 0.90%
 48 Month – Traditional or Roth $1,000 1.30% 1.31%
14 Month   (Retired CD Special) $3,000 0.09% 0.09%

¹ Rates subject to change any time without notice, and may change after account is opened.
² APY = Annual Percentage Yield
³ Penalties apply for early withdrawal

Rates effective as of March 1, 2023