Deposit Rates

 Savings & Checking  Minimum to
Earn Rate
Rate ¹  APY ²  
 Regular Savings $25 0.06% 0.06%
 Life Savings $25 0.03% 0.03%
 Money Market:
             Balance   $ 0 – $    499.99 $n/a 0.00% 0.00%
             Balance   $500 – $ 2,499.99 $500 0.05% 0.05%
             Balance   $2,500 – $ 9,999.99 $2,500 0.07% 0.07%
             Balance   $10,000 + $10,000 0.15% 0.15%
 Checking Plus $500 0.03% 0.03%
 Business Checking Plus $500 0.03% 0.03%
 IRA Deposit (Traditional, Roth, Coverdell) $n/a 0.15% 0.15%
 Club Account ³ (Christmas, Vacation) $25 0.03% 0.03%
 Mortgage Escrow $n/a 0.17% 0.17%
  – 
 Share Certificates ³ Minimum
Deposit
Rate ¹  APY ²  
 90 Day $1,000 0.10% 0.10%
 06 Month $500 0.15% 0.15%
 12 Month $500 0.20% 0.20%
 18 Month $500 0.25% 0.25%
 24 Month $500 0.30% 0.30%
 30 Month $500 0.35% 0.35%
 36 Month $500 0.40% 0.40%
 48 Month $500 0.50% 0.50%
13 Month, 14 Month   (Retired CD Specials) $3,000 0.15% 0.15%
  – 
 IRA Certificates ³ Minimum
Deposit
Rate ¹  APY ²  
 12 Month – Traditional, Roth or Coverdell $1,000 0.15% 0.15%
 30 Month – Traditional, Roth or Coverdell $1,000 0.30% 0.30%
 48 Month – Traditional or Roth $1,000 0.45% 0.45%
14 Month   (Retired CD Special) $3,000 0.15% 0.15%

¹ Rates subject to change any time without notice, and may change after account is opened.
² APY = Annual Percentage Yield
³ Penalties apply for early withdrawal

Rates effective as of May 18, 2020