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We can normally complete a Home Equity Loan for the cost to record (and satisfy) your mortgage, about $24.00, and a title search ($40-$100). If we need to do a Valuation of your home, we can usually do a Market Survey Analysis that will cost about $35.00.
We can usually lend you up to 80% or 90% of the value of your home less your first mortgage. For example: Value = $100,000 x 80% = $80,000 - $60,000 (first mortgage)= $20,000 available for a home equity loan. You can print a loan application or apply online. Just click on the Loan Application button to the right. If you have completed a paper application, you can mail it, fax it or drop it off. Please do not e-mail this confidential information.
Loan Payment Calculator: Click on the following link to calculate the payment on your new loan: http://cucalc.cuna.org/index.html?sub_id=1
The following information will help expedite the processing of your loan application:
- A copy of your Warranty Deed, Title Insurance or property tax bill.
- A copy of your Homeowners Insurance
- A copy of a recent paystub for each applicant
NOTE: Some loans may require additional information not included above. Please call us at 920-674-5542, fax us at 920-674-5534 or e-mail us for further information.
When we use your primary residence as collateral, regulations require us to give you a three (3) business day right-to-cancel the transaction before we can disburse the proceeds of your loan. The three business days begin the day you close (sign) the loan. For example, if you close on Monday, we can disburse on Friday.
You can now apply for a loan online.
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