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Let us help you manage your money with a low or no cost CCCU checking account. Enjoy the value of a great checking account and get friendly, professional service every step of the way.
Convenience ...
- We offer direct deposit and payroll deduction from many local employers
- Easy to read and balance statements
- Easy access and parking in a convenient location
- Use our drive-through windows, night deposit or come inside
- Duplicate checks so you don't forget to whom you wrote that last check
- Deposits credited on the same day as receipt; no cutoff times
No service charge checking is available if you use any of the following:
- Use direct deposit of Social Security
Use direct deposit of your net pay
Have 80% of your net pay on payroll deduction
You maintain the minimum balance in your checking account
Checking
- Minimum balance of $250.00
- Monthly fee of $5.00 (if balance falls below $250.00)*
- No per check charge
- No fee travelers checks
Checking Plus
- Minimum balance of $500.00
- Monthly fee of $5.00 (if balance falls below $500.00)*
- No per-check charges
- Pays dividends - please inquire for current rate and yield
- No fee travelers checks
* Remember, these monthly fees are waived with "Direct Deposit" or "Net Pay”
Please keep in mind that: the credit union cannot tell you when a particular check will clear the institution it is drawn on; when the credit union lifts its hold on funds from a deposited check, it does NOT mean that the check has cleared; if a cashed or deposited check is later returned unpaid, you will be held liable for the bad check. Please do not assume you will have immediate access to the funds a check represents. Check with us before you spend it.
Fees
| Transfer Fee (for overdraft) |
$4.00/Day |
| Return Fee (for returning NSF checks) |
$17.00/check |
| Overdraft Service Charge (for paying overdraft checks) |
$17.00/check |
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Stop Payment |
$15.00/check |
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Stop Payment on Group of Checks |
$25.00 |
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Special Statement or Copy of Statement |
$2.00 |
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Involuntary Closure of Account |
$35.00 |
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Staff Assistance to Balance Account |
Up to $15.00/hr |
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Microfilm Copies of Checks |
$3.00/check |
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Collection Items |
$15.00/Each |
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Return Items (checks deposited that are returned NSF) |
$5.00/Each |
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Automatic Transfer |
No Charge |
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Telephone Transfer (first 3/month) |
No Charge |
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Telephone Transfer (over 3/month) |
$1.00/transfer |
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Minimum Balance Charge* |
$5.00/month |
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Personalized Checks |
Prices Vary |
| Account Closure Fee (if closed within first 6 months) |
$10.00 |
* Monthly fee for falling below minimum balance or $250.00 for Checking and $500.00 for Checking
Plus. Fee is waived for students and members with "Net Pay"/Direct Deposit.
You agree to provide us with your Taxpayer Identification Number (TIN) and certify its authenticity before your account is opened. Unless we receive your certified TIN, we reserve the right to refuse to accept your initial deposit, pay dividends on the balance or permit withdrawals. Dividends paid prior to your certified TIN will be subject to back-up withholding under IRS regulations.
Fees may be charged to your account automatically and are subject to change. See us today to open your checking account and get information on all of our financial services.
Your savings is federally insured to $100,000 by the National Credit Union Administration, a U.S. Government Agency.
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