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Your County-City Credit Union Check Card will allow you to make a withdrawal 24 hours a day from any Automated Teller Machine (ATM) displaying the Master Card, STAR or Cirrus logo – virtually any ATM. You will also be able to use your card to make purchases at any merchant that accepts Master Debit Card. Your transactions will be conveniently deducted from your CCCU checking account. Free ATM transactions: We are pleased to offer free ATM transactions at any Alliance One teller machine. Click on this link to find an Alliance One ATM.www.allianceone.coop.
Faster Transactions
Check Cards save you time at the checkout because there’s no identification to present and no check writing hassles. It allows you to make a purchase by accessing your personal checking account without writing a check.
Worldwide Acceptance
Over 13 million merchants worldwide display and accept Mastercard Debit Card/Cirrus Check Cards. Note: On international transactions the exchange rate between the transaction currency and the billing currency used for processing international transactions is a government mandated or wholesale rate selected by MasterCard from the range of rates available in wholesale currency marketing for the applicable central processing date, plus one-percent.
Convenience
Purchases are deducted from your checking account. Use your Check Card to make a purchase over the phone or the Internet, or an everyday purchase at a store, buy gas or pay for a meal in a restaurant. It is more convenient than carrying a checkbook, and eliminates time-consuming check approvals.
Security
Using your ATM or debit card is one of the safest ways to get cash or make purchases. Please follow the simple rules below.
Never insert your card or enter your PIN* in any terminal that does not look genuine, has been modified, has a suspicious device attached, or is operating in a suspicious manner.
Protect your PIN - never write your pin on the card, never share it with anyone else, never give it over the phone - especially cellular phones.
Don't fall prey to "Phishing". Never respond to an e-mail requesting you to provide your card number, Pin or personal information over the internet.
Do not expose the magnetic strip of your card to other magnetic objects. Record and file the name of your card's issuer and the necessary phone numbers for reporting its loss or theft.
To protect your County-City Check Card against unauthorized Internet Transactions please enroll in MasterCard SecureCode. Click here to enroll today!
It’s Easy
A Check Card is fast and easy to use because it lets you access your checking account without taking time to write a check. Every purchase you make with your Check Card is listed on your monthly checking account statement.
It Saves Money
You’ll write fewer checks, which saves you money in check-printing charges. You can also use your Check Card rather than a credit card to make purchases, which may save you finance charges.
FEES
| Check Card Issuance |
$5.00 per card |
| Annual Fee |
$5.00 per card (beginning next year) |
| Check Card Non-PIN* Transactions |
No Charge |
| Check Card (PIN*) ATM Transactions |
Free up to eight (8) times |
| ** Nine or more per month, $1.00 per transaction |
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| PIN Replacement |
Free for the first two, then $1.00 each |
| Overdraft Fee |
$17.00/transaction |
Please note that the above fees do not include possible surcharges from an ATM owner. If there is a surcharge, it should be displayed on the ATM.
* Personal Identification Number
Apply now for a CCCU Check Card! Fill out an application and return it to CCCU as soon as possible. For security purposes your card and PIN number will be mailed to you separately.
Important: You MUST have a County-City Credit Union checking account in good standing to qualify for a County-City Credit Union Check Card.
A Check Card Application may be picked up at our office or requested by mail.
Your savings is federally insured up to at least $100,000 by the National Credit Union Administration, a U.S. Government Agency.
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